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3 days in

January 3rd, 2019 at 09:40 am

So far 2 no spend days and one no car day. Considering I taxi miss 16 around everywhere all the time, having no car days are pretty awesome.

The other day I bought, it was something I needed and was meant to get before the end of the year, but I've included it in 2019 spending anyway and that money will be covered in tomorrow's pay.

I've done sums and worked out I need a minimum of $80 a ftn plus half of some money coming in July to make my mortgage goal of under 100k by October 6. It will be a stretch but I am able to live on less and live out of the pantry and fridge/freezers to save a lot of the grocery budget towards other things. I am also saving for home improvement projects.

Work is just the odd casual shift now and atm not working at all, so I am doing lots of home things, crocheting gifts and things and doing more decluttering.

I am determined to have a successful year on a low income.