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Introductions and all that

November 12th, 2018 at 07:57 pm

Hi, decided to start a new blog instead of forever updating the old one (Miss frugal chatterbox).

I am hoping to be much more active here, as long as peeps are happy to read about my frugal ramblings and my journey to paying down my mortgage little bit by little bit (boring I know, but I am motivated to have a big year next year).

I am having a no spend 2019, which I will list in my Info at a later stage.

I am coming up with my rules now, and I bought myself a charming little hallmark notebook for 50c today from an op shop (thrift store) to also help me document my no spend journey instead of using a diary which I rarely stick to using, lol.

I also bought 6 novels for about $3.50 and have decided to wrap them up for under the Christmas tree as a gift to myself so I can have some guilt free reading for my no spend year.

Also considering doing the same with some yarn that's on sale at Bendigo Woollen Mills atm (cotton), and wrapping for the tree, as I only ever buy it when it's on sale once a year and I am considering a self imposed wool and fabric ban as part of my no spend year next year. I figure I have more than enough to get me through a few years so I won't feel deprived.

I will still try and post a couple of times a week until the new year and then hoping to ramp things up a bit after the new year to help keep me motivated with like minded people.

2019 is the year of Miss Chatty!

12 Responses to “Introductions and all that”

  1. Petunia100 Says:

    I am very much looking forward to reading your frugal ramblings. Smile Best of luck to you with your goals.

  2. james.hendrickson Says:

    Miss Chatty - for me the hardest part about going frugal was that I felt I was missing out by being frugal. Like, I missed having expensive processed foods and spending a lot on lifestyle consumption.

    Do you feel this way at all? I mean do you feel that having a "no spend" perspective means you're missing out on lifes finer things?

  3. CB in the City Says:

    Welcome, Miss Chatty!

  4. Miss Chatty Says:

    Hi James,

    I am a truly frugal person. I've always been that way. I don't consider frugality as depriving myself of things, instead I look at it as a way to get ahead on my future plans, mortgage etc. I see that spending the least amount possible on everything I can, shopping around and not spending my money on impulse purchases means I have more money for the things I do want to do should I want to do anything, or that extra money goes to the future planning and being debt free.

    I enjoy the simple things in life, crafts, movies and series I've already got or can watch on my sister's netflix account, walks, drives, picnics and things.

    Whilst I have all of the creature comforts, I don't have $2000 60 inch televisions in 3 rooms of my house, miss 16 and I have mobiles that are about 4 or so models down from new and don't upgrade til the phones die. We don't buy any food or drinks while we are out, work or school, we don't take annual holidays, we don't spend on credit, my only debt is my mortgage. I find shopping for bargains a joy, instead of bragging about my expensive clothing I brag about how cheap it was (thrifted).

    I like to challenge myself, I love a good challenge!

    I like to see the joy in the simple things in life, the sun shining, being thankful for relative health, family and friends. I don't focus on what I can't have, I try and be positive and focus on what I do have. Smile
    I am a happy, well adjusted person

  5. Shiela Says:

    I can't wait to read all about your saving adventures. Good luck!

  6. Miss Chatty Says:

    Thanks guys. I really love to inspire people to achieve beyond what they think is even possible. Just by thinking outside the box and just by going without that cup of coffee or take away lunch, if you put that money to your future it really does make a difference to your retirement or savings and so on.

  7. rob62521 Says:

    Looking forward to reading about your progress.

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